I first experienced Envoy's exceptional customer service in late 2024 when I purchased my current house. Although the mortgage was sold to another company, Tara remained in contact with me to ensure everything was going well. A few months after closing in 2024, I noticed the mortgage was listed on my credit reports under both Envoy and the company to which it was sold. I contacted Tara, and the problem was resolved the same day! Tara has stayed in contact with me, and together we monitored the volatile interest rates of 2025, resulting in a successful refinance that lowered my interest rate, which we just concluded. Tara, Bernadette, and Megan were all instrumental in an extraordinarily pleasant and uncomplicated mortgage process. In my 76 years, I have dealt with several other mortgage companies, and Envoy has easily surpassed them all--no hassles, no surprises, no drama! I am pleased to recommend them most highly for any of your mortgage needs.