Mortgage Blog
An Award-Winning Mortgage Experience
Envoy’s people, tools, and processes have guided countless home buyers through a successful, enjoyable financing journey. Our systems and technologies are designed to make your home search as simple as possible, and there’s no problem our team of mortgage experts can’t solve.
A Closer Look at Credit Scores and Reports
Building strong credit gives you an advantage in many life situations, buying a house certainly included. Lenders will look at your credit extensively to determine how likely you are to pay back your loan and set terms to mitigate their risk, so the better your credit is, the better your financing process will go. Here’s a breakdown of everything that goes into your credit score and credit report.
Outdated Home Buying Advice To Avoid
As nice as it is for everyone to share their favorite home buying tips, some people may be doing more harm than good without realizing it. Take your parents, for example—if they bought their house decades ago, the strategies that led them to success are unlikely to apply to today’s housing market.
5 Advantages of Homeownership You May Not Be Aware Of
Some benefits of homeownership are obvious to most people. Everyone can understand the appeal of putting housing expenses toward an asset that’s yours to keep and living independently without a landlord’s rules and regulations. Other benefits, however, may not occur to potential home buyers right away. Here are some additional ways that homeownership can benefit you:
E-Close and Down Payment Options
Closing is arguably the most exciting part of the home buying process—you’ve qualified for a loan, you found a great house, and now you’re ready to seal the deal. It’s very important for your closing process to go smoothly now that you’re right at the finish line.
A Personalized Approach to the Mortgage Process
For a life-changing endeavor like buying a home, you don’t want a mortgage lender that treats you like just another name in the queue. You deserve a partner that will get to know you as an individual, making the process more comfortable, and has personal experience with your community, yielding better results.