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Mortgage Blog

Refinancing vs. Selling Your Home

If you’re determined to get a new mortgage, refinancing is a relatively convenient option—but it may not be the best one for you. If you’re willing to move and go house hunting again, selling your property could be more profitable in the long run. Read on for help with deciding which course of action you should pursue.

Appraisals and the Refinancing Process 

Applying for a home loan will always require an appraisal, whether you’re looking for a new house or refinancing. Lenders need to know the property’s true value before they’ll agree to invest a certain amount of money in your mortgage. Let’s go over the appraisal process, how you can prepare for success, and what to do if your appraisal is low. 

3 Critical Reasons to Refinance Right Now

You can never predict exactly what condition the economy will be in at any point in time. Good times can always get better, but sometimes the unexpected happens and things take a downward turn. No matter which direction the economy shifts in or how big that shift is, the mortgage market is sure to be impacted too.

Low-Cost Home Improvement Ideas

Increasing your home’s value doesn’t have to involve a big, expensive overhaul.

The Advantages of Working with Envoy

For more than 20 years, Envoy Mortgage has worked hard to give our customers a faster, easier, and more successful financing experience. Our 98% customer satisfaction rate proves that our people, systems, and technology are up to the task. Here are just some of the reasons why working with Envoy is the right choice:

What to Do Before Continuing Your Home Search

If your home buying journey feels like it’s taking too long, don’t worry. It’s not uncommon for buyers to need more than a few months to find the right house, and taking a break can be better than getting burnt out. Starting your search again gives you an excellent opportunity to reflect on your latest efforts, reevaluate your priorities, and improve your chances of success. Here are some tips for starting the next leg of your home search on the right foot: