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Benefits of Buying a Home

IT’S TIME FOR YOU TO BENEFIT FROM HOMEOWNERSHIP Owning a home is the American dream for most of us. But is homeownership really a good investment, or just a status symbol? The answer is it depends, but typically is considered a good investment for most...

Preparing Financially for the Mortgage Process

Purchasing a home is exciting and adventurous. But it can also be overwhelming – especially for first-time buyers. To avoid making mistakes, it’s important that you should expect and can prepare in advance. Here’s a few key things to keep in mind as you begin...

Different Home Loan Types & Down Payment Assistance

Buying a home is exciting, but it can be a little overwhelming when it comes to understanding how real estate financing works. Your local Envoy loan originator is ready to help you learn all the financial jargon and make you aware of any down payment...

Tax Rules for Refinancing

You’re used to paying property taxes and the various deductions and credits that come with homeownership, but now that you’ve refinanced your mortgage, things could be a little different. Prepare for the tax season by taking a look at these rules related to refinancing. 

3 Moves to Make After Closing Your Refi Loan

Now that you’ve finished your refinancing process, you’re probably ready to stop thinking about home loans and get back to your daily routine. That’ll come soon—first, there are three critical steps you should take to start your post-refinancing phase on the right foot. 

What is the best time to refinance your mortgage?

Applying for a mortgage refinance is beneficial to many homeowners that are seeking to lower their monthly mortgage payments or reduce the term on their loan. Regardless if this is your first refinance or you’re a seasoned pro, meeting with a knowledgeable loan originator can...