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Stephen Gray

Stephen Gray Loan Originator inLouisville, Kentucky

Loan Originator, NMLS: 444059
Licensed in: KY acting on behalf of Envoy Mortgage

About Stephen Gray

Stephen Gray is a Loan Originator in Louisville, Kentucky at Envoy Mortgage. He has a genuine passion for the mortgage industry and is fiercely dedicated to helping his customers find the best mortgage option that fits their unique financial situation. Stephen is a Top Mortgage Producer in his area and has over 20 years of local experience in Central Kentucky. His customers appreciate his sincere interest in helping them achieve homeownership.

Stephen was born and raised in Lexington, Kentucky and attended the University of Kentucky. One of his main hobbies is real estate. He owns Gray Home Renovation and loves to work on house flips and landscaping. Stephen’s favorite sports team is the University of Kentucky—Go Cats!

Contact Stephen if you are ready to LOVE your mortgage experience!



Average rating based on 73 reviews

Our Business

Envoy has been successful for over 20 years because of its people, systems and technology.

The most important asset, however, is its people. We at Envoy understand the importance of providing great customer service, demonstrated by our strong customer satisfaction rating of nearly 4.9 out of 5. Since 1997, we have continued to exceed borrower expectations through exceptional customer service and dedication to helping you finance your dream home. Licensed in 47 states across the U.S., our branches offer a full menu of loan products, knowledge, and expertise for all areas of the residential mortgage lending industry.

Our Customers

We strive to do our best and be our best for one reason – you.

Our goal is to help you finance your dream home and ensure that you have a seamless, smooth mortgage experience. With the availability of hundreds of mortgage loan programs and lenders to choose from, the process of financing a home can seem complex. We are well equipped to guide you through some of the most comprehensive financing available today and are working around-the-clock to make sure we meet your needs. Your peace of mind during the loan process is our priority.