About David Ratti
David Ratti specializes in making the American dream come true. He is currently the market leader for the Ratti Lending Team and the Annapolis Branch of Envoy Mortgage. With 30 years in the business, David has opened several mortgage operations and has built some of the most successful teams in the mortgage industry.
David has a unique skill set within the industry. He has held virtually every role within the mortgage business including: closing officer, post-closing, processor, processing supervisor, underwriter, loan originator, branch manager and builder services manager.
He has received multiple recognitions and awards for his excellent service including: Chairman’s Club, President’s Club, Customer Service Star awards, Million Dollar Club, Manager of the Year, Executive of the Year, Top Producer awards and Top Branch awards.
David lives in Arnold, MD, with his wife, Suzanne, along with their yellow lab, Dory, and a crazy Boston terrier, Sperry. The Ratti’s are very involved in community activities and charities, including Fish for a Cure, which has generated millions for the Geaton and JoAnne DeCesaris Cancer Institute at Anne Arundel Medical Center in Annapolis. Together they enjoy classic cars, boating on the Chesapeake Bay and traveling.