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Scott Fenner

Scott Fenner

Branch Manager

NMLS: 217662 | Licensed in AZ, FL, MD, MT

Acting on behalf of Envoy Mortgage

About Scott Fenner

 Born and raised in Mid-Michigan, Scott Fenner developed a strong work ethic and competitive drive from an early age. A three-time All-State high school wrestler and collegiate baseball player, he carried that discipline and determination into his academic and professional career. He graduated from Oakland University with a degree in Finance, laying the foundation for a career centered on strategy, precision, and client-focused solutions.

In October 1993, Scott Fenner relocated to Arizona, and by March 1994, began his career in mortgage origination with Household Finance. Since then, he has built a distinguished career in residential lending, closing over 3,000 loans and earning a reputation for reliability, transparency, and exceptional results. Known for his ability to think outside the box, he takes pride in helping clients navigate complex situations and achieve homeownership with confidence and clarity.

Scott Fenner is passionate about delivering tailored loan solutions that align with each client’s specific needs, while minimizing stress throughout the process. His business is built on on-time closings, open communication, and a commitment to doing what’s right for the borrower—every time.

Outside of work, he is a devoted father to three daughters and values time spent with family. He enjoys watching live sports, hiking, staying active, walking his dog, and maintaining a healthy lifestyle.

If you’re looking for a knowledgeable mortgage professional who combines experience, creativity, and personalized service, Scott Fenner is ready to help you close with confidence—on time and with peace of mind.

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Our Business

Envoy has been successful for over 25 years because of its people, systems and technology.

The most important asset, however, is its people. We at Envoy understand the importance of providing great customer service, demonstrated by our strong customer satisfaction rating of nearly 4.9 out of 5. Since 1997, we have continued to exceed borrower expectations through exceptional customer service and dedication to helping you finance your dream home. Licensed in 47 states across the U.S., our branches offer a full menu of loan products, knowledge, and expertise for all areas of the residential mortgage lending industry.

Our Customers

We strive to do our best and be our best for one reason – you.

Our goal is to help you finance your dream home and ensure that you have a seamless, smooth mortgage experience. With the availability of hundreds of mortgage loan programs and lenders to choose from, the process of financing a home can seem complex. We are well equipped to guide you through some of the most comprehensive financing available today and are working around-the-clock to make sure we meet your needs. Your peace of mind during the loan process is our priority.