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Your dream job starts here.

We're not just another mortgage company.

Envoy has been helping families all over the nation love their mortgage experience for over 20 years. Founded in 1997 as First Houston Mortgage, the company quickly expanded beyond a regional lender. Envoy is now 100% retail focused, allowing more investment in our originators!

As a loan originator with Envoy, we provide you the utmost standard of service and efficiencies throughout the loan process with one goal in mind – more loans, less hassle. By listening to our originators and leveraging our tools and resources, we create a work environment poised for success while remaining a competitive lender and employer in the industry. Having received Top Mortgage Employer by National Mortgage Professional and 50 Best Companies to Work for by Mortgage Executive Magazine year after year, the choice is clear.

Our roadmap for financial success.

We don’t just employ people, we invest in them. By investing in innovative tools and techniques, and placing a core focus on closing more loans faster, we have successfully produced a business model for your career success. We consider growth a natural result of doing business the right way. With a large private capital investment firm at our back, our extremely solid financial position is one of our greatest strengths, allowing us to continue our growth and innovation for many years to come.

1997

First Houston Mortgage founded by David Zugheri and Dana Gompers.

 

2008

Company rebranded as Envoy Mortgage.

2012

Envoy originates over $2 Billion in retail volume.

2016

Envoy originates over $3 Billion in retail volume.

2018

New CEO, President and key executive positions announced to Envoy’s leadership team.

 

Grow your pipeline with our suite of sales and marketing resources.

At Envoy we understand the power of effective marketing and strive to provide the highest quality tools and resources to help each of our originators market themselves within their local communities effectively. Bring in business easier than ever with our suite of tools, including custom LO webpages, automated marketing campaigns, post-close surveys, personalized mobile apps and access to dozens of tools available through your forward-thinking marketing platforms, such as dynamic open house flyers, listing sites, lead capture apps and more!

Marketing Resource Center

Loan Originator Marketing Materials

Envoy EDGE is our mobile optimized technology marketing resource suite built to offer best-in-class tools, resources and training to our originators – preparing you for any occasion!

CRM & Co-Marketing Platform

Loan Originator CRM

Our forward-thinking, highly automated and intuitive mortgage CRM platform allows our originators to manage contacts and pipelines to help drive leads and ultimately more business.

Web Presence

Loan Originator Websites

Experience greater online visibility through our custom LO pages while offering your consumer base the convenience of local search capabilities. We also manage Google My Business and Facebook accounts.

Close more loans with our comprehensive mortgage product suite.

As a Fannie, Freddie and Ginnie approved seller/servicer, and one of the nation’s largest privately held mortgage companies, Envoy Mortgage offers a full menu of loan products across 140+ locations nationwide. With 80+ program offerings and over 1,000+ options to choose from, originators have the solutions at hand, bound to fit any borrower’s needs. From Conventional and Government to Renovation and Disaster, or QM to Non-QM, we have the programs at-hand you need to remain competitive.

Our goal is to make sure every good borrower that approaches an Envoy originator has a loan suited for them, regardless of their circumstance. Our pool of products enables us to provide more and more borrowers with better options and even greater buying potential. We accomplish this with minimum overlays on our Fannie/Freddie/Ginnie direct products as well as our investor specific and niche product offerings.

Success stories from some of Envoy’s best.

Our intentional recruiting process ensures a solid culture that exercises the values of operational excellence and continuous innovation. By prioritizing a culture of people, process and technology, success is just a byproduct. Envoy originators have greater earning potential because of the constant investment made towards our systems and tools – all designed to make your job easier and help you close more loans. Don’t believe us? See for yourself.

Kelle Murphy

Kelle Murphy

2008
Joined Envoy
2010
Became a Top Producer
Lifetime Totals
Volume: $149 Million
Units: 436
Zoe Raithel

Zoe Raithel

2014
Joined Envoy
2015
Became a Top Producer
Lifetime Totals
Volume: $121 Million
Units: 343
Josh Hay

Mindy Lakes

2008
Joined Envoy
2010
Became a Top Producer
Lifetime Totals
Volume: $136 Million
Units: 868

Be the first one ready to hit the closing table!

Envoy is able to provide the best support for our sales teams to be the best in the industry. That was the basis for creating On Time, Every Time. It’s our unified commitment to our originators that transcends to our referral partners and homebuyers. By maintaining speed, accuracy and communicating along the way, we exercise all resources necessary at the corporate level to meet contingencies and closing dates.

Same Day Pre-Qualification

Same day pre-qualification within 8 hours.

Quick Underwriting Decisions

Underwriting decision within 48 hours of receiving file.

24 hour closing docs

Closing docs within 24 hours upon final approval.

Our branch support team is just one call away.

Our branch support team consists of associates experienced in origination, processing and underwriting to assist our originators with the “day-to-days”. Branch support liaisons are available via phone or email and usually can have an answer ready for you in minutes. Along with questions over LOS and file structure or automated underwriting and credit, these teams can even assist with questions about compliance, policies, file flow, products and procedures.

Branch support is available during extended business hours.

7am - 8pm cst

We can quickly assist with questions regarding:

Systems & Processes

Systems & Processes

Critical Issues

Critical
Issues

Compliance & Legal

Compliance &
Legal

Policies & Procedures

Policies & Procedures

Unmatched underwriting centers, services and turn times give our originators an edge over the competition.

Envoy’s regional underwriting centers provide added support by having a dedicated underwriting team designated to your local area and time zone. Not only can you contact your underwriter for file related questions, you also have direct access to your underwriting center manager for assistance or questions.

Smart Desk

Smart Desk

Our Smart Desk can assist in locating guidelines, answering product questions and offering solutions for those complex loan scenarios.

What's the Deal

What's the Deal

What’s the Deal desk will help structure loans, calculate and help to determine qualifying income and will even help with product placement.

Decentralized, regional fulfillment centers improve our underwriting turn times.

Regional Underwriting Centers

Track your pipeline growth and real-time earnings with Envoy OnTrack.

Envoy OnTrack is the most user-friendly loan originator compensation platform in today’s market and provides complete transparency into how compensation is calculated. More than just a compensation platform, the system also provides loan status, scorecards, projections and more. Did we mention reports? Because EOT has over 100 reports to choose from ranging from loan activity to pipelines, production volumes to compensation, rankings and so much more.

Envoy OnTrack

We pay our loan originators quickly and make taxes a breeze.

Our commission calculation system, Envoy OnTrack, calculates compensation in real time and keeps you informed with 24/7 access from any device. Not only is EOT the most user-friendly compensation platform in today’s market, but it also provides complete:

Fast Commission Payouts

Fast Commission Payouts

Commission payouts are twice a month! For example, loans funded the 1st-15th of the month are paid out at the end of the month. This means you get paid more often, eliminating the frustrations of commission-based pay.

Automatic Tax Form Generation

Tax Form Generation

Our employee self service portal allows loan originators to update tax withholding and supports W-2 direct import into various tax filing software, such as TurboTax.

Annual awards trip for top producers throughout the nation.

The Circle of Excellence or “COE” is our annual awards trip that highlights and rewards our top producers and outstanding support staff throughout the country. The all-expense paid trip is held at an exclusive resort at a luxurious location each year. The prestigious Circle of Excellence invites winners and plus one to enjoy a trip filled with activities, guest speakers and fine dining sponsored by Envoy Mortgage.

Circle of Excellence

We take care of our loan originators.

As a financial lender, financial well-being and success for our associates is a top priority. Keeping our associates healthy is what we do best. With competitive medical, dental and vision coverage, HSA and FSA options, life insurance and short term/long term disability packages, your wellbeing is one less thing to worry about. Envoy also offers thousands of savings to our associates through partnerships that ensure your success in not just your professional lives, but personal lives as well.

Mortgage Discounts for Envoy Employees

Employee Discounts on Home Mortgages

We truly believe in fulfilling the dreams of home ownership – starting with our loan originators and their families. For any home loan an Envoy employee obtains with Envoy Mortgage, a 50 basis point discount is credited towards the rate (usually equaling around .125% off the market rate) along with the waiver of all lender associated fees, including processing, underwriting and attorney doc prep costs.

*Benefits apply to most normal loan programs, excluding DPA’s and other niche products.

We provide our loan originators with access to:

Medical Insurance

Medical, Dental, & Vision

After 30 days of employment, full-time employees are eligible for a full range of benefits, including medical, dental, vision and pet insurance.

HSA/FSA Options

HSA/FSA Options

Envoy’s medical competitive coverage options include 2 PPO medical plans to choose from and an HSA medical plan. We also offer an FSA and HSA account.

Dependent Care FSA

Dependent Care FSA

A pre-tax benefit available that helps you to pay for care and supervision for qualified dependents, including children or any tax dependents.

Teledoc

Teledoc

Envoy offers Teladoc, a virtual medical appointment service that connects you with a board-certified doctor 24/7/365 through the convenience of your smartphone.

401k Matching

401k Matching

Envoy's 401k plan is available to full-time employees after 90 days of employment. Envoy matches up to 3.5% and employees are 100% vested after only 2 years of service!

Disability Insurance

Disability Insurance

Optional short Term disability programs provide partial income replacement for full-time associates. Our long term disability plan is provided through Sun Life Financial at no additional cost.

Life Insurance Policy

Life Insurance

Also at no additional cost, we provide Basic Term Life Insurance through Sun Life Financial to all full-time associates, providing a benefit of $15,000. Voluntary Life Insurance is also available.

Shopping Discounts

Shopping Discounts

Envoy’s Perks Program is a savings marketplace created with our associates in mind! The program offers savings and benefits on car rentals, shopping, cell phone plans, sporting events and more!

We're serious about our paid time off.

We thrive in an atmosphere of hard work and dedication but at no expense to a healthy work-life balance. We want our associates to be successful in and out of the office which is why we tailor working styles while encouraging time off to “unplug” via our competitive PTO package.

17

Days of paid time off for new full-time employees! Increasing to 22 after five years with the company.

+

9

Paid holidays throughout the year.

=

26

Total days for our full-time employees to pursue their own passions and spend time with family. That's over five work weeks of PTO!

We have fun year-round.

Kristin

Kristin

Lynn

Lynn

Kelly

Kelly

Stella

Stella

Adriana

Adriana

TeNeaka

TeNeaka

Latonya

Latonya

Farzain

Farzain

Joey

Joey

Kari

Kari

James

James

Haley

Haley

Ready to see why Envoy is rated a Top Mortgage Employer?

With over 20 years of commitment to putting people first, there’s no wonder why Envoy Mortgage is rated as one Mortgage Executive Magazine’s 50 best companies to work for. Happy associates=happy customers which is also the reason for our 98% customer satisfaction nationwide. Our dedication to our associates and investment in valuable tools built for their success has resulted in a team of talented, well-supported and thriving professionals helping make us a top mortgage lender, year after year.

Tour Envoy is our quick, no-strings-attached webinar providing a sneak peak into what sets us apart. Take our Tour to gain valuable insights on our marketing automation processes, portfolio of technology, training tools, support platforms and more!