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Ryan Wagner

Ryan Wagner

licensed in


acting on behalf of Envoy Mortgage

Loan Originator in Walnut Creek, CA

NMLS: 64092

About Ryan Wagner

“I’ve built my professional reputation on service, integrity and doing business the right way. It is my belief that in a business where so many variables are beyond control, focusing on the elements I can control are imperative. Service. Accountability. Honesty. Efficiency. Trust. These are just a few of the important values I seek to provide my clients and business partners. With 20+ Years in the Sacramento area Mortgage Industry, I’ve succeeded working in various types of lending models and in ‘boom’ or ‘bust’ markets. The key to this success has been a service-focused approach to both my clients and my business partners.”



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Our Business

Envoy has been successful for over 25 years because of its people, systems and technology.

The most important asset, however, is its people. We at Envoy understand the importance of providing great customer service, demonstrated by our strong customer satisfaction rating of nearly 4.9 out of 5. Since 1997, we have continued to exceed borrower expectations through exceptional customer service and dedication to helping you finance your dream home. Licensed in 47 states across the U.S., our branches offer a full menu of loan products, knowledge, and expertise for all areas of the residential mortgage lending industry.

Our Customers

We strive to do our best and be our best for one reason – you.

Our goal is to help you finance your dream home and ensure that you have a seamless, smooth mortgage experience. With the availability of hundreds of mortgage loan programs and lenders to choose from, the process of financing a home can seem complex. We are well equipped to guide you through some of the most comprehensive financing available today and are working around-the-clock to make sure we meet your needs. Your peace of mind during the loan process is our priority.