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Toby Larkin

Toby Larkin Loan Originator inBay City, Michigan

Loan Originator, NMLS: 135004
Licensed in: MI acting on behalf of Envoy Mortgage

About Toby Larkin

Toby Larkin is a Loan Officer in Bay City, MI at Envoy Mortgage. He has 17 years of experience and began his career when he graduated college. He still enjoys the feeling he gets when he helps someone purchase their new home. He is grateful to have had the chance to help so many people over the years with new home purchases or refinances.

While building his career, he also provides excellent communication and passes on his knowledge to each of his customers. His goal is to help you find a great price and help you love your mortgage experience.

On the weekend you can usually find Toby coaching Varsity Baseball at Hemlock High School and performing his Presidential duties for the Saginaw Golds Travel Baseball Organization. Just like in business, he loves passing on his life-long experiences and tools that his players can use throughout their lives.
Toby has always had a passion for helping others and has found an industry that allows him to do that daily.

Give Toby a call, so you can purchase your dream home or save money with a refinance.



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Our Business

Envoy has been successful for over 25 years because of its people, systems and technology.

The most important asset, however, is its people. We at Envoy understand the importance of providing great customer service, demonstrated by our strong customer satisfaction rating of nearly 4.9 out of 5. Since 1997, we have continued to exceed borrower expectations through exceptional customer service and dedication to helping you finance your dream home. Licensed in 47 states across the U.S., our branches offer a full menu of loan products, knowledge, and expertise for all areas of the residential mortgage lending industry.

Our Customers

We strive to do our best and be our best for one reason – you.

Our goal is to help you finance your dream home and ensure that you have a seamless, smooth mortgage experience. With the availability of hundreds of mortgage loan programs and lenders to choose from, the process of financing a home can seem complex. We are well equipped to guide you through some of the most comprehensive financing available today and are working around-the-clock to make sure we meet your needs. Your peace of mind during the loan process is our priority.