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Karen McNeil

Karen McNeil

Premier Loan Originator, NMLS: 235216
Licensed in: CA acting on behalf of Envoy Mortgage

About Karen McNeil

Karen McNeil is a Premier Loan Originator in Vacaville, CA, with more than 15 years of mortgage industry experience. She brings a wealth of knowledge about programs and products. You may only think about home financing a few times during your life. Karen thinks about it every single day! It’s her profession and her passion.

Karen specializes in:

  • First Time Homebuyers
  • FHA and VA Loans
  • Conforming and Jumbo Loans
  • CALHFA Loans with Down Payment Assistance
  • Down Payment Assistance Programs

Karen has built a solid reputation in the real estate and mortgage communities by providing knowledgeable and caring service to all of her clients from the beginning to the end of the process. She dedicates 100% of her energy toward serving her clients.

Karen knows that each person’s property and situation are unique. Her excellent understanding and communication are what set her apart from other lenders. As a result, her clients and friends refer their family members, coworkers and neighbors to her for advice and mortgage needs. Karen’s goal is to build strong, lifelong relationships, one person at a time.

Integrity, commitment and service remain the foundation of her business.



Average rating based on 56 reviews

Our Business

Envoy has been successful for over 20 years because of its people, systems and technology.

The most important asset, however, is its people. We at Envoy understand the importance of providing great customer service, demonstrated by our strong customer satisfaction rating of nearly 4.9 out of 5. Since 1997, we have continued to exceed borrower expectations through exceptional customer service and dedication to helping you finance your dream home. Licensed in 49 states across the U.S., our branches offer a full menu of loan products, knowledge, and expertise for all areas of the residential mortgage lending industry.

Our Customers

We strive to do our best and be our best for one reason – you.

Our goal is to help you finance your dream home and ensure that you have a seamless, smooth mortgage experience. With the availability of hundreds of mortgage loan programs and lenders to choose from, the process of financing a home can seem complex. We are well equipped to guide you through some of the most comprehensive financing available today and are working around-the-clock to make sure we meet your needs. Your peace of mind during the loan process is our priority.