Return to Top of Page
Carmen Konen

Carmen Konen

Branch Manager, NMLS: 317862
Licensed in: CA acting on behalf of Envoy Mortgage

About Carmen Konen

Carmen Konen is a Loan Originator in Salinas, California for Envoy Mortgage. She has over 30 years of experience in the mortgage industry. She also specializes in all types of mortgage loans including FHA, VA, USDA, Renovation, Conventional and Down Payment Assistance programs.

However, Carmen’s primary goal is to keep your best interest at heart in order to provide you with a customer service and mortgage experience you will love! Contact Carmen to learn more!



Average rating based on 19 reviews

Our Business

Envoy has been successful for over 20 years because of its people, systems and technology.

The most important asset, however, is its people. We at Envoy understand the importance of providing great customer service, demonstrated by our strong customer satisfaction rating of nearly 4.9 out of 5. Since 1997, we have continued to exceed borrower expectations through exceptional customer service and dedication to helping you finance your dream home. Licensed in 47 states across the U.S., our branches offer a full menu of loan products, knowledge, and expertise for all areas of the residential mortgage lending industry.

Our Customers

We strive to do our best and be our best for one reason – you.

Our goal is to help you finance your dream home and ensure that you have a seamless, smooth mortgage experience. With the availability of hundreds of mortgage loan programs and lenders to choose from, the process of financing a home can seem complex. We are well equipped to guide you through some of the most comprehensive financing available today and are working around-the-clock to make sure we meet your needs. Your peace of mind during the loan process is our priority.