BEGIN:VCARD
VERSION:3.0
CLASS:PUBLIC
PRODID:-//class_vCard from WhatsAPI//NONSGML Version 1//EN
REV:2026-10-12 10:49:37
FN:Zachary Hayes
N:Hayes;Zachary;;;
TITLE:Loan Originator
ORG:Envoy Mortgage
ADR;type=WORK:;;303 South Main Street;Bel Air;MD;21014;
EMAIL;type=INTERNET,pref:zac.hayes@envoymortgage.com
TEL;type=WORK,voice:443-299-9285
TEL;type=CELL,voice:443-299-9285
URL;type=WORK:https://www.envoymortgage.com/zac-hayes/
TZ:+0000
END:VCARD