BEGIN:VCARD
VERSION:3.0
CLASS:PUBLIC
PRODID:-//class_vCard from WhatsAPI//NONSGML Version 1//EN
REV:2026-09-10 11:59:55
FN:Stephen Smith
N:Smith;Stephen;;;
TITLE:Loan Originator
ORG:Envoy Mortgage
ADR;type=WORK:;;121 W. Monroe Office #1;Kirkwood;MO;63122;
EMAIL;type=INTERNET,pref:stephen.smith@envoymortgage.com
TEL;type=WORK,voice:314-380-9480
URL;type=WORK:https://www.envoymortgage.com/stephen-smith
TZ:+0000
END:VCARD